Terms of Use & Disclaimers

Thank you for visiting the website of J.C. Flowers & Co. LLC (together with its affiliates, “JCF”, “we” or “us”). By accessing or using this website (the “Site”), you hereby accept and agree to comply with these Terms of Use, as well as our Privacy Policy and acknowledge your understanding of same. These legal notices may be updated by us at any time. Your continued use of the Site after any such modifications shall constitute your acceptance of these Terms of Use as modified. If you have any questions or comments about these Terms of Use, please contact us at J.C. Flowers & Co. LLC, 767 Fifth Avenue, 23rd Floor, New York, New York 10153, (212) 404-6800.

Uses of Our Site and Content
JCF grants you a personal, limited, revocable, non-exclusive, nontransferable right to use the Site, which includes any images, text, illustrations, designs, icons, photographs, graphics, video clips, downloads, systems and methods, interfaces, information, data, tools, products, services and other content (collectively, the “Content”), solely for your personal and noncommercial use only.

All Content on our Site is the intellectual property of JCF or other parties, and is protected by copyright and other intellectual property law. We may modify the Content, or any portion thereof, with or without notice. You may not (i) make any commercial use of the Site or the Content; (ii) make more than minimal copies of the Site or Content, including, by way of example and not limitation, using bots, robots or spiders that “harvest” the Site; (iii) interfere with the functioning of the Site or restrict or inhibit others from using the Site; or (iv) modify or alter the Content, post or “frame” it on or in another website, or remove or obscure copyright or other notices or legends therefrom. All trademarks, service marks, logos and other indicia of source displayed on the Site (“Trademarks”) are the property of their respective owners, who may or may not be affiliated with our organization. You may not use any such Trademarks without prior written consent.

Any unauthorized use of the Site or the Content may also violate copyright laws, trademark laws, the laws of privacy and publicity, and/or communications regulations and statutes.

You agree that when using this Site, you will not violate or facilitate any violation of any applicable local, state, federal or international law, rule or regulation, including, without limitation, regulations or rules of any securities exchange.

JCF has the right, but not the obligation, to monitor use of the Site, and may at any time suspend revoke, or terminate your right to use it. We may report any activity relating to this Site to regulators, law enforcement officials, or other persons or entities that we deem appropriate.

International Use
This Site is operated and controlled by JCF in the United States, and the Content provided in or accessible through the Site is, unless otherwise specified, directed at residents of the United States. We make no claims, representations or warranties that the Content or the Site, or that the transactions, products or services discussed on or accessible through the Site, are available or appropriate for sale or use outside the United States. Access to the Site from countries or territories where such access is illegal is prohibited. Those who access the Site from outside the United States do so on their own initiative and are responsible for compliance with local laws, rules and regulations.

J.C. Flowers & Co. UK LLP (“JCF UK”), a subsidiary of JCF, renders investment sub‐advisory services to JCF, primarily with respect to investment opportunities in Europe.

No Offer or Advice
You acknowledge that the Content (i) is provided for general, informational purposes only; (ii) does not constitute an offer to sell, or a solicitation of an offer to buy, any securities, financial instruments, investments or other services; and (iii) may not be used or relied upon in connection with any offer or sale of any such securities, financial instruments, investments or other services. An offer or solicitation will be made only through a final private placement memorandum, subscription agreement and other related documents with respect to a particular investment opportunity, and will be subject to the terms and conditions contained in such documents, including the qualifications necessary to become an investor. Dated Content speaks only as of the date indicated.

JCF is not utilizing the Site to provide investment or other advice or strategies, and nothing on the Site is to be deemed a recommendation that you buy, sell or hold any security or other investment, or that you pursue any investment style or strategy. The investments and strategies discussed hereon may not be suitable for all investors, and are not obligations of or guaranteed by JCF. Nothing contained on the Site constitutes investment, accounting, tax or legal advice. If you would like such advice, you should consult with your own advisors with respect to your individual circumstances and needs. Decisions based on use of the Site are the sole responsibility of the user, and you agree that JCF is not liable for any action you take or decision you make in reliance thereon.

Past Performance
Any performance data or comments expressed on this Site or in the Content are an indication of past performance. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS, and no representation is being made that any investment or transaction will or is likely to achieve profits or losses similar to those achieved in the past, or that significant losses will be avoided. The investment return and principal value of an investment may fluctuate significantly.

Forward-Looking Statements
The Site contains forward-looking statements, which reflect our current views with respect to, among other things, the operations and performance of our businesses. You can identify these forward-looking statements by the use of words such as “outlook,” “believe,” “expect,” “potential,” “continue,” “may,” “should,” “seek,” “approximately,” “predict,” “intend,” “will,” “plan,” “estimate,” “anticipate” or the negative version of these words or other comparable words. Forward-looking statements are subject to various risks and uncertainties. Accordingly, there are or will be important factors that could cause actual outcomes or results to differ materially from those indicated in these statements. We undertake no obligation to publicly update or review any forward-looking statement, whether as a result of new information, future developments or otherwise.