Headshot of John Oros.

John Oros

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Jefferson Capital Systems, LLC

Senior Advisor

Office:

New York, NY

Current Board Seats:

iLending
Island Finance
Jefferson Capital
TRICOR LLC

Education:


Prior to being named Senior Advisor, Mr. Oros was an Operating Partner and previous to that a Managing Director of the firm from 2011-2023. Before joining J.C. Flowers, Mr. Oros held a number of executive positions at Enstar Group Limited, including the role of Executive Chairman from 2000 – 2010. Prior to that, Mr. Oros was an investment banker in the Financial Institutions Group of Goldman Sachs for almost 20 years, where he became a General Partner in 1986. In addition, Mr. Oros was appointed Chairman of the Federal Savings and Loan Council in 1987, where he served for two years.

As an Operating Partner, Mr. Oros receives compensation from certain JCF funds and portfolio companies.

Prior to being named Senior Advisor, Mr. Oros was an Operating Partner and previous to that a Managing Director of the firm from 2011-2023. Before joining J.C. Flowers, Mr. Oros held a number of executive positions at Enstar Group Limited, including the role of Executive Chairman from 2000 – 2010. Prior to that, Mr. Oros was an investment banker in the Financial Institutions Group of Goldman Sachs for almost 20 years, where he became a General Partner in 1986. In addition, Mr. Oros was appointed Chairman of the Federal Savings and Loan Council in 1987, where he served for two years.

As an Operating Partner, Mr. Oros receives compensation from certain JCF funds and portfolio companies.

Education:
B.B.A. from the University of Wisconsin School of Business and served as a lieutenant in the United States Army and Army Reserves from 1968-1974.

Highlighted Portfolio Companies:


Headshot of Ted Lydon.

Ted Lydon

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Jefferson Capital Systems, LLC

Vice President

Office:

New York, NY

Current Board Seats:

TRICOR LLC

Education:


Prior to joining the firm in 2017, Mr. Lydon was a member of the Financial Institutions Group at Credit Suisse for two years in New York where he focused on mergers and acquisitions and capital raising transactions in the insurance and asset management sectors.

Prior to joining the firm in 2017, Mr. Lydon was a member of the Financial Institutions Group at Credit Suisse for two years in New York where he focused on mergers and acquisitions and capital raising transactions in the insurance and asset management sectors.

Education:
University of Virginia with a B.S. in Commerce.

Highlighted Portfolio Companies:


Tom Harding headshot.

Tom Harding

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Jefferson Capital Systems, LLC

Managing Director

Office:

New York, NY

Committees:

Investment Committee
Management Committee

Current Board Seats:

Capital Funding Bancorp Inc.
iLending
Island Finance
Jefferson Capital

Education:


Prior to joining the firm in 2015, Mr. Harding spent seven years in investment banking in the Financial Institutions Group of Bank of America Merrill Lynch, primarily in New York with one year in London, where he covered a diverse range of bank, insurance and specialty finance companies and most recently had responsibility for covering transportation leasing companies. Mr. Harding began his career at Cravath Swain and Moore.

Prior to joining the firm in 2015, Mr. Harding spent seven years in investment banking in the Financial Institutions Group of Bank of America Merrill Lynch, primarily in New York with one year in London, where he covered a diverse range of bank, insurance and specialty finance companies and most recently had responsibility for covering transportation leasing companies. Mr. Harding began his career at Cravath Swain and Moore.

Education:
He received a B.A. with Highest Honors from Swarthmore College, a Juris Doctor degree as a Harlan Fiske Stone Scholar from Columbia Law School and an M.B.A. from Columbia Business School. CFA charterholder.

Highlighted Portfolio Companies: